FAQs
What’s the difference between Term and Whole Life Insurance?
Term Life Insurance provides coverage for a set period of time, while Whole Life Insurance
is designed to last a lifetime and may include a cash value component. Both can be valuable
depending on your goals and budget. I help clients review their options to make informed
choices.
Why should I get coverage now instead of later?
Life changes quickly. Getting coverage early helps secure lower rates and ensures
protection when you and your loved ones need it most. Waiting can limit your options or
increase costs.
How can I find affordable health coverage for my family?
The key is comparing different plan options and understanding your household’s specific
needs. Factors like income, family size, and medical history affect eligibility. I guide clients
through their options so they can make confident, informed decisions.
What does Final Expense Insurance cover?
Final Expense Insurance helps cover costs such as funeral arrangements, medical bills, and
other end-of-life expenses. Coverage varies by policy, but the goal is to ease the financial
burden on loved ones.
What is Supplemental Insurance?
Supplemental Insurance provides additional protection to help cover costs not included in
your primary health plan. It may include Accident, Critical Illness, Hospital Indemnity, or
Cancer coverage.
What is Disability Insurance?
Disability Insurance helps replace a portion of your income if you become unable to work
due to illness or injury. Each policy is unique, and I help clients understand their options
before choosing.
What is Medicare and who qualifies?
Medicare is a federal health insurance program for individuals aged 65 and older, and some
younger individuals with certain conditions. I help clients compare Medicare Advantage,
Supplement, and Prescription Drug Plans to understand benefits before enrolling.
What is Long-Term Care (LTC) Insurance?
LTC Insurance helps cover the cost of extended care needs, such as in-home assistance,
assisted living, or nursing facilities. It helps protect your savings and ensures quality care in
the future.
Why do I need Dental and Vision coverage?
Dental and Vision Insurance help reduce out-of-pocket costs for exams, cleanings, and
eyewear. Preventive care can catch small issues early and protect your health long-term.
How does Pet Insurance work?
Pet Insurance helps manage the cost of veterinary care for accidents, illnesses, and wellness
visits. You pay a monthly premium, and the policy reimburses eligible expenses depending
on the plan.
Why should I consider Travel Insurance?
Travel Insurance protects your plans and finances from unexpected events like
cancellations, lost luggage, or medical emergencies abroad. It’s peace of mind that travels
with you.
Can I work with you if I live outside Florida?
Yes! I serve clients nationwide. Whether you’re in Georgia, Texas, or beyond, I can help you
find the right coverage that fits your goals and budget.
Can I update my policy after I buy it?
Absolutely. Life changes, and your coverage should too. Policies can often be adjusted if you
experience major life events such as marriage, new children, or retirement.
How can I get a quote?
You can request a quote directly through my website or by contacting me. I’ll guide you
through your best options with no pressure — just clarity and support.
How can I join your team?
Visit the “Join My Team” page to learn more about becoming part of my growing agency. I
offer mentorship, training, and tools to help you build a successful insurance career.
For more information or a personalized quote, visit www.SLeeInsuresAll.com or contact Schawanna Lee directly.